About Us

About Purvaanchal Nidhi Ltd.

The IDS NIDHI Limited provides a complete financial solution. It is a subsidiary of INFOCART GROUP,IDS Nidhi Limited is one of India's leading Mutual Nidhi Company. IDS NIDHI Limited describes itself as a one-stop financial service provider that caters to the diverse needs of customers. It is certified with Ministry of Corporate Affairs, Government of India. Among the various products offered by IDS Nidhi Limited to individuals, families and, are loan, saving accounts & deposit accounts. IDS Nidhi has the rules and objectives of that are the same as a bank, but it is only in effect to someone (a members group) who has agreed or joined this agreement, as a bank, but to do business for Its Member only. So if the term is a quasi-bank, i think that the rules and objectives of that are the same like the commercial bank, but this thing are only in effect to someone (a members group) who has agree/join on this agreement. If a bank, but not the one honoured to do business for public.

CONDITIONS

  • Must be a Member of the society.
  • 2 Guarantor (Guarantor shall be the existing member of the society and should not be a defaulter)
  • If Guarantor is not existing member of the society they both have to submit his own cheque. Cheque should be signed.
  • If Guarantor is not member of the society than Member have to submit his own 12 cheques. All Cheque should be signed

LOAN AGAINST GOLD & SILVER

Maximum up to 80% of his Gold/Silver

INTEREST

CONDITIONS

  • Customer can take loan without any documents but he/she must be existing member of the society.